Since original Medicare pays about 80 percent of your doctor and hospitalization expenses, the average 20 percent co-pay obligation can add up quickly. Up to 10 plans are offered in each state. These plans are identified according to letter, such as A to G and K to N plans. It’s important to know that Medicare supplement plans, or Medigap plans, are “standardized.”
In other words, Plan A benefits are the same regardless of the insurer offering it or the state in which the plan is sold.
A Medicare supplement plan used by a friend or family member might not be the best Medicare supplement for you. It will take some effort on your part to identify the best plans offered in your area.
Medicare Supplement Plans and Rates
However, it’s challenging for most new to Medicare beneficiaries to made an apples-to-apples comparison of Medicare supplement plans and premiums. If you’re searching for information about the best Medicare supplement for your needs, contact MedicareFAQ.com at (800) 845-2484 to speak with a qualified agent.
With facts and figures at hand about popular Medicare supplement plans, including Humana, Blue Cross Blue Shield, Aeta, Mutual of Omaha, Cigna, Transamerica, and many other providers in your area, the task of comparing Medicare plan supplement benefits and premium costs is easier. A call to Medicare may help you compare a few plans, but you won’t receive necessary details about the Medicare supplement plan offerings without placing individual calls to each insurer.
Contacting each qualified insurer is time-consuming and you may find it difficult to easily compare each plan’s benefits vs. premium costs.
MedicareFAQ.com service is free, and they’ll help you compare the best Medicare supplement plans by phone. It’s also easy to fill out the form to help you decide the best plans for yourself or a loved one.
This post What are the Best Medicare Supplement Plans was originally post on DIYHealth